From A Renter to Owner With No Money Down

The home buying process is one of the most exciting, and frequently stressful, experiences you’ll ever go through. This holds true whether you’ve bought many homes or you’re looking to buy your first, whether you’re in the market for a new primary residence, an investment property or that perfect
 vacation getaway.

I’m here to show you how to use  “No Money Down Loans” to help you become a first time buyer, through a few programs, and the one I love to use is the USDA & VHDA loans. WHY,  because they offer low interest rates, and No Repayment of the Down Payment Money! Give me a call and I will be very greatful to assist you or someone you know with learning more about ownship and these loans.

According to recent studies, Americans spend 30% of their monthly income on rent, while those who live in their own homes spend only 15% on mortgages. Now obviously all of us would prefer to own homes, but one of the biggest road blocks is the down payment. For most of us it’s difficult to know where the down payment is coming from.

I’m here to show you how to get “No Money Down Loans” to help you become a first time buyer, through a few programs, and the one I love to use is the USDA loan.

Using a USDA loan, buyers can finance 100% of a home’s purchase price while getting access to better-than-average mortgage rates. This is because USDA mortgage rates are discounted as compared to rates with other low-downpayment loans.

Why does the USDA offer the Rural Development loan?

The USDA Rural Development loan is meant to help households of modest means get access to housing and mortgage loans in some of the less-densely populated parts of the country. By enabling homeownership, the USDA helps to create stable communities for households of all sizes. This link will answer a lot of questions about the USDA program  USDA info link .

VHDA Loan  is also one of those loans don’t require a down payment all the time.

Why not try to buy your home now and enjoy the benefits of home ownership with these great “No Money Down Program”.

I’ve turned so many renters into buyers through varies programs and I’m here to assist you, or someone you know that I could help with buying, selling, renting, or investments. Buying real estate is a complex matter with many factors to consider since no two homes or transactions are alike. Moreover, with all the unique opportunities and potential pitfalls of the current market, it’s more important than ever to contact a real estate professional once you’ve decided
 to buy.

I’m here to assist you with your first transaction, or if you’re a season person, I’m here to assist you! Here’s my website  HomesbyDebra with all my info to reach me.

This is the time to start to your process of home ownership if planning on being in your new home by the upcoming Spring 2017!




About The Samuels Team

I honor my professional oath to serve buyers and sellers and to conduct business with a high level of integrity. My strong presence in the Fredericksburg community, a joy of family and helping others excel are the personal values that attracted me to real estate as a profession. Therefore, I know what it takes to succeed in this market and have the desire to see my clients find the ideal home and build a foundation to fulfill their personal values. My personal guarantee to all clients: buying and selling homes with me and the Golston Real Estate Team makes home buying a positively memorable experience. Please call or email me for any of your real estate needs: 540 287-8750 Thank you.
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